In a medium saucepan, heat the oil over medium heat. Add the onion and garlic and saute for 3-4 minutes, or until onion is translucent.
Add the carrot and Cumin and saute 1 minute more.
Add Quinoa and stir to mix with vegetables. Saute 2-3 minutes.
Add the water, salt and bay leaf, bring to a boil, reduce heat and simmer, covered, for 15-20 minutes, or until the water is absorbed. Remove bay leaf.
Fluff with a fork before serving.